Privacy Policy for BillCrunch

1Who we are

BillCrunch is published by John Doe (“the Developer”).

Contact email: snap.appdev@proton.me

2The data we collect

We do not collect any data from you.

BillCrunch has no backend servers and no user accounts. We cannot see, access, or receive any information you enter into the app. There is no sign-up, no login, and no telemetry.

The information you create while using the app (for example, bill and payment names, amounts, currencies, due dates, frequencies, notes, categories, tags, and your in-app preferences) is stored only on your device, inside the app’s private local database. It never leaves your device through BillCrunch, and we never receive a copy of it.

3How your information is stored

All of your information is stored locally on your device using the device’s on-device database (SQLite), within the app’s private, sandboxed storage area provided by the Android operating system.

We do not upload, back up, or synchronise your data to any cloud service or third party.

We do not transmit your data over the internet. The app does not require, and does not use, an internet connection to function.

4Notifications

BillCrunch can send you local reminders about upcoming bills and payments. These notifications:

• Are generated and scheduled entirely on your device.
• Are optional and can be turned on or off in the app’s settings.
• Require the Android notifications permission (POST_NOTIFICATIONS) on Android 13 and above. You may grant or deny this permission, and revoke it later in your device settings.

No notification content is sent to us or to any third party.

5Backups (export and import)

BillCrunch lets you manually export your data to a backup file (JSON) and import it again later. This feature is fully under your control:

• Exports and imports are initiated by you, on your device.
• We do not receive, store, or have access to your backup files.
• If you choose to save, move, email, or share a backup file using another app or service (for example, a cloud storage app, your file manager, or your email client), that file is then handled by that service under its privacy policy, not ours. Please treat your backup files as you would any other personal or financial document.

6Permissions we request

BillCrunch requests only the permissions it needs to provide its core features:

• Notifications: to show local bill reminders (optional; see Section 4).
• File access (via the system file picker / share sheet): only when you choose to export or import a backup file. The app uses the operating system’s standard file picker and share interfaces; it does not browse or scan your files on its own.

BillCrunch does not request access to your contacts, camera, microphone, location, or call/SMS data, and it does not contain advertising or tracking software.

7Sharing your information

We do not share your information with anyone, because we never have it. BillCrunch does not transmit data to us, to advertisers, to analytics providers, or to any other third party.

We may disclose information only if it were ever legally required of us, but in practice we hold no user data to disclose.

8Your control over your data: access, correction, and deletion

Because all of your data lives on your device, you are always in full control of it:

• Access and correction: You can view and edit any of your information directly in the app at any time.
• Deletion of individual items: You can delete individual bills, payments, categories, tags, and history entries within the app.
• Delete everything (factory reset): The app includes a “delete all data” / reset option in Settings. Confirming this permanently and irreversibly erases all of the data you created and returns the app to the same state it was in when first installed. This cannot be undone.
• Uninstalling: Removing (uninstalling) BillCrunch from your device also deletes the app’s local database and all data stored within it.

No request to us is needed to exercise any of these rights; they are built into the app.

9Data retention

We do not retain any of your data, because we never receive it. Your data is retained on your device for exactly as long as you choose to keep it, and is removed when you delete it in the app or uninstall the app.

10Security

Your data is protected by the security and sandboxing mechanisms of your device’s operating system, which restrict access to the app’s private storage. Because no data is transmitted off your device by BillCrunch, there is no transmission to intercept.

For your own protection, we recommend securing your device with a screen lock (PIN, password, or biometric) and keeping your device’s software up to date.

No method of electronic storage is ever completely secure, and we cannot guarantee absolute security of data held on your device.

11Children’s privacy

BillCrunch is a general-purpose budgeting and bill-reminder tool and is not directed at children. Because the app collects no data and transmits nothing to us, we do not knowingly collect personal information from anyone, including children under the age of [[AGE, e.g. 13 / 16 depending on jurisdiction]].

12Your privacy rights (GDPR / CCPA and similar laws)

Privacy laws such as the EU/UK GDPR and the California Consumer Privacy Act (CCPA) give individuals rights over their personal information, including the rights to access, correct, delete, and port their data, and to object to certain processing.

Because BillCrunch does not collect, transmit, store (off-device), sell, or “share” your personal information, we do not process personal data as a controller or business in the sense those laws describe. In practice, you can exercise the equivalent of these rights yourself, at any time, using the in-app features described in Section 8 (view, edit, export, and delete your data). We do not sell or share personal information for advertising or any other purpose.

13Changes to this policy

We may update this Privacy Policy from time to time, for example to reflect new app features or legal requirements. When we do, we will revise the “Last updated” date at the top of this page and publish the updated policy at the same location. Material changes will be made available before they take effect where required by law. We encourage you to review this policy periodically.

14Contact us

If you have any questions about this Privacy Policy or how BillCrunch handles information, please contact us at: